When is a car considered total?

A car is generally considered whole when the cost of repairing the car exceeds the value of the car. Some states have laws that define a vehicle that is added…

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How to find a repair shop after an accident

If your car is damaged in an accident or collision, you want it fixed and put back into service as quickly as possible. Where should you repair your vehicle and…

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Does auto insurance cover damage to the windshield?

Comprehensive auto insurance coverage can help pay for the repair or replacement of your windshield if it is cracked or broken by a rock. Another coverage called full glass coverage…

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What is auto insurance without deductible?

If you do not have deductible auto insurance, you have selected insurance options that do not require you to prepay amounts for a covered claim. Suppose you have opted for…

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What is long term care insurance?

You might not want to think about the high cost of long term care, but you probably should. According to the US Department of Health (HHS), nearly 70% of 65-year-olds…

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What is gap insurance and how does it work?

Gap insurance is optional auto insurance that allows you to pay off your car loan if your car is total or stolen and you owe more than the depreciated value…

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Do I need motorcycle insurance for my scooter?

Some insurance companies cover scooters according to motorcycle insurance policies. Others take out special scooter insurance. How do you know if scooter insurance is required in your state? If your…

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