When is a car considered total?

A car is generally considered whole when the cost of repairing the car exceeds the value of the car. Some states have laws that define a vehicle that is added…

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What is long term care insurance?

You might not want to think about the high cost of long term care, but you probably should. According to the US Department of Health (HHS), nearly 70% of 65-year-olds…

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Do I need motorcycle insurance for my scooter?

Some insurance companies cover scooters according to motorcycle insurance policies. Others take out special scooter insurance. How do you know if scooter insurance is required in your state? If your…

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