When is it considered a tabulated car?

A car is generally considered total if the repair costs exceed the value of the car. Some states have laws that define a vehicle that boils down to certain thresholds.…

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Flood insurance at a glance

Flood insurance is usually a separate policy designed to protect your home and property when it is damaged in a flood. Standard home insurance such as home insurance generally does…

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What is an additional insurance clause for homeowners?

Additional insurance also called floating or endorsement is an optional addition to an insurance policy. A home insurance clause modifies basic insurance. By purchasing an additional clause in addition to…

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What factors can affect your auto insurance premium?

1. Treat yourself to the discount on multiple policies. The most common factors that can affect your auto insurance premiums are your car, your driving habits, demographic trends and coverage,…

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Typical components of car insurance

When you buy a new car or purchase auto insurance, you should probably understand the common types of coverage available in auto insurance. The different types of auto insurance protection…

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How auto insurance cover tire damage?

Auto insurance can help repair or replace tires damaged in certain situations, depending on the cause of the damage and the coverage included in your policy. Here are some things…

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