10 Outrageously Expensive Cars to Insure in 2020

Auto Insurance involves paying insurance for vehicles. It is essential to sign up for auto insurance because it can help a person avoid the heavy costs associated with vehicle accidents…

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4 Reasons Your Car Insurance Rate Changed

What is Car Insurance? Car insurance is the agreement between the owner, you, and the insurance company to meet all your car expenses and passenger & driver's medical expenses at…

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What is a pension?

A pension is one way to finance your retirement years. An annuity is a contract between you and your insurer that allows you to earn income in retirement, according to…

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Life insurance at risk 101

When purchasing life insurance, you can choose between two basic types of policies: risk life insurance or permanent life insurance. Subprime life insurance policies provide insurance protection for a period…

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I have a ticket. Will this affect my insurance?

If you get stopped because you are driving too fast, you might be wondering if speeding is affecting your confidence. The answer is probably: yes, express tickets can add to…

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Student auto insurance

University can have significant costs, from tuition fees to accommodation and board. You (or your parents) may be looking for ways to cut some costs, including savings on your auto…

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What is Planned Personal Property?

While personal property coverage is an important part of your homeowner’s insurance, it is a good idea to take a closer look at your policy to understand what that coverage…

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What is proof of loss for an insurance claim?

Proof of loss is the documentation that proves your ownership of certain items, such as if they are stolen and you need to make an insurance claim. Proof of loss…

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Do I need tenant insurance if I don't have a lot?

Even if you think you don't own a lot, renters insurance can be a good idea. Consider the value of everything you own, such as furniture, clothing, appliances, cooking utensils,…

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Does tenant insurance cover medical costs?

You probably know that tenant insurance can help protect your belongings when you rent a house or apartment. You probably also know that home insurance does not cover doctor's visits…

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What do I need to know about tenant insurance?

WHAT DOES RENTAL INSURANCE NORMALLY COVER? Renters' insurance typically includes certain types of coverage, says Muldez: Personal Property Protection, which helps protect your property in the event of a covered…

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What is the owner's liability insurance?

Liability insurance is standard on most home insurance policies. It helps you pay for your expenses when you find yourself legally responsible for trespassing on your property or when you…

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What is the fair protection of rental income?

Fair rental income protection is one type of landlord protection. This can help replace lost rental payments if the property you are renting is temporarily uninhabitable after a covered claim.…

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When is a car considered total?

A car is generally considered whole when the cost of repairing the car exceeds the value of the car. Some states have laws that define a vehicle that is added…

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How to find a repair shop after an accident

If your car is damaged in an accident or collision, you want it fixed and put back into service as quickly as possible. Where should you repair your vehicle and…

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Does auto insurance cover damage to the windshield?

Comprehensive auto insurance coverage can help pay for the repair or replacement of your windshield if it is cracked or broken by a rock. Another coverage called full glass coverage…

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What is auto insurance without deductible?

If you do not have deductible auto insurance, you have selected insurance options that do not require you to prepay amounts for a covered claim. Suppose you have opted for…

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What is long term care insurance?

You might not want to think about the high cost of long term care, but you probably should. According to the US Department of Health (HHS), nearly 70% of 65-year-olds…

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What is gap insurance and how does it work?

Gap insurance is optional auto insurance that allows you to pay off your car loan if your car is total or stolen and you owe more than the depreciated value…

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Do I need motorcycle insurance for my scooter?

Some insurance companies cover scooters according to motorcycle insurance policies. Others take out special scooter insurance. How do you know if scooter insurance is required in your state? If your…

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When is it considered a tabulated car?

A car is generally considered total if the repair costs exceed the value of the car. Some states have laws that define a vehicle that boils down to certain thresholds.…

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Flood insurance at a glance

Flood insurance is usually a separate policy designed to protect your home and property when it is damaged in a flood. Standard home insurance such as home insurance generally does…

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What is an additional insurance clause for homeowners?

Additional insurance also called floating or endorsement is an optional addition to an insurance policy. A home insurance clause modifies basic insurance. By purchasing an additional clause in addition to…

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What factors can affect your auto insurance premium?

1. Treat yourself to the discount on multiple policies. The most common factors that can affect your auto insurance premiums are your car, your driving habits, demographic trends and coverage,…

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Typical components of car insurance

When you buy a new car or purchase auto insurance, you should probably understand the common types of coverage available in auto insurance. The different types of auto insurance protection…

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How auto insurance cover tire damage?

Auto insurance can help repair or replace tires damaged in certain situations, depending on the cause of the damage and the coverage included in your policy. Here are some things…

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